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Barclays is a long-standing accredited lender across the Government’s business loan schemes and writes Growth Guarantee Scheme facilities for established SMEs. It is a strong option for existing Barclays business-banking customers, particularly for term loans and asset-backed facilities.
Barclays is a long-standing accredited lender across the Government’s business loan schemes and writes Growth Guarantee Scheme facilities for established SMEs. It is a strong option for existing Barclays business-banking customers, particularly for term loans and asset-backed facilities.
Best suited to: Existing Barclays business customers wanting a term loan or larger facility through their incumbent bank.
As with the other high-street banks, Barclays generally prioritises existing customers and stronger trading histories, and a new-to-bank application can take several weeks. If speed or a thinner credit file matters, a specialist non-bank GGS lender is usually the faster route.
That is exactly what a whole-of-panel enquiry is for: see Barclays alongside the other accredited lenders, then pick on rate, term, speed and security — not just on who you already bank with.
You can approach Barclays directly, or run one enquiry through us and we’ll include Barclays-style options alongside the wider accredited panel. Either way the scheme rules are the same.
Yes — Barclays is an accredited lender under the British Business Bank Growth Guarantee Scheme, the UK Government-backed successor to the Recovery Loan Scheme. Accredited lenders can offer GGS-backed term loans, and in some cases overdrafts, asset finance and invoice finance.
The scheme allows £25,001 to £2,000,000 per business group. The amount Barclays — or any accredited lender — will actually offer depends on your filed accounts, bank statements, the use of funds and director affordability.
No. The Business Hub is an independent UK credit broker, not a lender and not affiliated with Barclays. We help you compare Barclays’s GGS proposition against other accredited lenders. You are always free to apply to Barclays directly.
As with the other high-street banks, Barclays generally prioritises existing customers and stronger trading histories, and a new-to-bank application can take several weeks. If speed or a thinner credit file matters, a specialist non-bank GGS lender is usually the faster route. Comparing accredited lenders side by side is the simplest way to be confident you have the best available rate, term and speed for your situation.
Often, for material directors — this is common across all GGS lenders, including Barclays. Importantly, British Business Bank rules state that your principal private residence cannot be taken as security under the Growth Guarantee Scheme.
Every page below feeds the same panel of British Business Bank-accredited GGS lenders. Pick the deep-dive that matches your question, or jump to grants and alternative funding routes.
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