Submission processing
Award Winning B2B Dealers
Compare all Major UK Networks
Trusted UK Suppliers
Submission processing
Award Winning B2B Dealers
Compare all Major UK Networks
Trusted UK Suppliers
Lloyds Bank (including Bank of Scotland) is a major accredited Growth Guarantee Scheme lender, well suited to established SMEs already banking with Lloyds that want a term loan, overdraft or asset-finance facility under the scheme.
Lloyds Bank (including Bank of Scotland) is a major accredited Growth Guarantee Scheme lender, well suited to established SMEs already banking with Lloyds that want a term loan, overdraft or asset-finance facility under the scheme.
Best suited to: Established Lloyds / Bank of Scotland business customers wanting a relationship-led GGS facility.
Lloyds underwrites conservatively and prioritises existing relationships and stronger balance sheets. Newer or higher-growth businesses, or those needing funds quickly, frequently get a better outcome from a specialist non-bank GGS lender.
That is exactly what a whole-of-panel enquiry is for: see Lloyds alongside the other accredited lenders, then pick on rate, term, speed and security — not just on who you already bank with.
You can approach Lloyds directly, or run one enquiry through us and we’ll include Lloyds-style options alongside the wider accredited panel. Either way the scheme rules are the same.
Yes — Lloyds is an accredited lender under the British Business Bank Growth Guarantee Scheme, the UK Government-backed successor to the Recovery Loan Scheme. Accredited lenders can offer GGS-backed term loans, and in some cases overdrafts, asset finance and invoice finance.
The scheme allows £25,001 to £2,000,000 per business group. The amount Lloyds — or any accredited lender — will actually offer depends on your filed accounts, bank statements, the use of funds and director affordability.
No. The Business Hub is an independent UK credit broker, not a lender and not affiliated with Lloyds. We help you compare Lloyds’s GGS proposition against other accredited lenders. You are always free to apply to Lloyds directly.
Lloyds underwrites conservatively and prioritises existing relationships and stronger balance sheets. Newer or higher-growth businesses, or those needing funds quickly, frequently get a better outcome from a specialist non-bank GGS lender. Comparing accredited lenders side by side is the simplest way to be confident you have the best available rate, term and speed for your situation.
Often, for material directors — this is common across all GGS lenders, including Lloyds. Importantly, British Business Bank rules state that your principal private residence cannot be taken as security under the Growth Guarantee Scheme.
Every page below feeds the same panel of British Business Bank-accredited GGS lenders. Pick the deep-dive that matches your question, or jump to grants and alternative funding routes.
Copyright © 2026 The Business Hub All Rights Reserved | Created by The Business Hub Group Limited