NatWest (including RBS and Ulster Bank in their respective markets) is one of the most active high-street GGS lenders by volume, with a long track record across CBILS, the Recovery Loan Scheme and now the Growth Guarantee Scheme. It is a strong choice for existing NatWest customers across most mainstream sectors.
NatWest (including RBS and Ulster Bank in their respective markets) is one of the most active high-street GGS lenders by volume, with a long track record across CBILS, the Recovery Loan Scheme and now the Growth Guarantee Scheme. It is a strong choice for existing NatWest customers across most mainstream sectors.
Best suited to: Existing NatWest / RBS business customers across mainstream sectors wanting a Government-backed term loan.
NatWest writes good GGS volume, but like any high-street bank it underwrites to its own appetite and timelines. Comparing the NatWest offer against specialist non-bank lenders on the same panel is the only way to know you have the best available rate and structure.
That is exactly what a whole-of-panel enquiry is for: see NatWest alongside the other accredited lenders, then pick on rate, term, speed and security — not just on who you already bank with.
You can approach NatWest directly, or run one enquiry through us and we’ll include NatWest-style options alongside the wider accredited panel. Either way the scheme rules are the same.
Yes — NatWest is an accredited lender under the British Business Bank Growth Guarantee Scheme, the UK Government-backed successor to the Recovery Loan Scheme. Accredited lenders can offer GGS-backed term loans, and in some cases overdrafts, asset finance and invoice finance.
The scheme allows £25,001 to £2,000,000 per business group. The amount NatWest — or any accredited lender — will actually offer depends on your filed accounts, bank statements, the use of funds and director affordability.
No. The Business Hub is an independent UK credit broker, not a lender and not affiliated with NatWest. We help you compare NatWest’s GGS proposition against other accredited lenders. You are always free to apply to NatWest directly.
NatWest writes good GGS volume, but like any high-street bank it underwrites to its own appetite and timelines. Comparing the NatWest offer against specialist non-bank lenders on the same panel is the only way to know you have the best available rate and structure. Comparing accredited lenders side by side is the simplest way to be confident you have the best available rate, term and speed for your situation.
Often, for material directors — this is common across all GGS lenders, including NatWest. Importantly, British Business Bank rules state that your principal private residence cannot be taken as security under the Growth Guarantee Scheme.
Every page below feeds the same panel of British Business Bank-accredited GGS lenders. Pick the deep-dive that matches your question, or jump to grants and alternative funding routes.