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Santander UK is an accredited Growth Guarantee Scheme lender and a competitive option for its existing business-banking customers, particularly mid-sized SMEs looking for a term loan toward the upper end of the scheme.
Santander UK is an accredited Growth Guarantee Scheme lender and a competitive option for its existing business-banking customers, particularly mid-sized SMEs looking for a term loan toward the upper end of the scheme.
Best suited to: Existing Santander business customers, especially mid-sized SMEs seeking a larger term loan.
Santander, like the other high-street banks, leads with existing relationships and established trading. A single broker enquiry lets you see whether Santander or a specialist non-bank lender gives you the better rate, term and speed.
That is exactly what a whole-of-panel enquiry is for: see Santander alongside the other accredited lenders, then pick on rate, term, speed and security — not just on who you already bank with.
You can approach Santander directly, or run one enquiry through us and we’ll include Santander-style options alongside the wider accredited panel. Either way the scheme rules are the same.
Yes — Santander is an accredited lender under the British Business Bank Growth Guarantee Scheme, the UK Government-backed successor to the Recovery Loan Scheme. Accredited lenders can offer GGS-backed term loans, and in some cases overdrafts, asset finance and invoice finance.
The scheme allows £25,001 to £2,000,000 per business group. The amount Santander — or any accredited lender — will actually offer depends on your filed accounts, bank statements, the use of funds and director affordability.
No. The Business Hub is an independent UK credit broker, not a lender and not affiliated with Santander. We help you compare Santander’s GGS proposition against other accredited lenders. You are always free to apply to Santander directly.
Santander, like the other high-street banks, leads with existing relationships and established trading. A single broker enquiry lets you see whether Santander or a specialist non-bank lender gives you the better rate, term and speed. Comparing accredited lenders side by side is the simplest way to be confident you have the best available rate, term and speed for your situation.
Often, for material directors — this is common across all GGS lenders, including Santander. Importantly, British Business Bank rules state that your principal private residence cannot be taken as security under the Growth Guarantee Scheme.
Every page below feeds the same panel of British Business Bank-accredited GGS lenders. Pick the deep-dive that matches your question, or jump to grants and alternative funding routes.
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